PLANS AND BENEFITS
Full Major Medical Coverage
Budget-friendly Safety Net
Valuable Add-on Benefits
Benefits You Can Count On
Benefits You Can
Count On
CHOOSE THE RIGHT BENEFITS
Whether you’re looking for full major medical coverage, a budget-friendly safety net, or valuable extras to make life easier, Evolve gives you the flexibility to choose the right combination for your needs.
Plans Designed for Your Needs
Want to learn more about Evolve Association membership and the details of the plans we offer, select an option below.
PPO Savers
An excellent choice for those who are generally healthy and want to keep their monthly premiums as low as possible.
PPO Advantage
Our most popular option strikes the perfect balance between affordability and comprehensive coverage.
PPO Premier
For individuals with frequent medical needs who need the highest level of coverage with minimal out-of-pocket costs.
Evolve Benefits Guide
Custom-designed around the unique health and
wellness needs of its members, our benefits plan provides a variety of valuable coverage options.
Evolve Plus+ Plan
Evolve Plus+ is real, major medical insurance designed for independent workers who want dependable coverage without the confusion or hidden costs.
Highlights:
- 100% preventive care coverage (annual checkups, screenings, immunizations)
- Large Open Access PPO Network — choose your provider
- $0 deductible; low out-of-pocket max
- Affordable co-pays for doctor, specialist, and urgent care visits
- 24/7 virtual urgent care at no cost
- Prescription savings program with many no-cost medications
- And more!
The Bundle Plan
The Bundle Plan is a budget-friendly alternative for those who can’t invest in Evolve Plus+ right now, but still want protection when it matters most.
Highlights:
- Emergency-focused limited medical coverage
- Accident coverage
- Critical illness coverage
- Hospital indemnity
- Cost-saving advocacy tools to help reduce bills and find lower-cost care
- And more!
Non-medical Add-on Benefits
Add extra protection and perks to your Evolve Plus+ plan for just $59/month.
Highlights:
- Accident coverage — cash payout for off-the-job injuries
- Critical illness coverage — lump sum for major diagnoses like heart attack or cancer
- Hospital indemnity — cash benefit for hospital stays
- Identity theft protection
- Legal services & financial counseling
- Pet care savings program
- Cost-saving tools for medical bills and procedures
- And more!
And all these add-ons are already available in the Benefits Bundle!
Evolve Perks
Evolve Perks is the essential membership for Evolve Association members, offering savings of up to 50% on everyday purchases and benefits like these:
- Save an average of $1,650 annually—your $15/month membership pays for itself
- Access nationwide discounts on big brands and local deals at places you shop daily
- Explore and track savings with our EvolvePerks.com portal and app, unlocking new experiences and opportunities
PPO COVERAGE
The network you choose makes all the difference — cheap plans often mean no preventive care, big gaps, and surprise bills. That’s why Evolve uses a true PPO (Preferred Provider Organization) network.
Why PPO Coverage Matters
Why PPO Coverage
Matters
With a PPO, you’re not boxed into one provider or stuck fighting surprise costs. Instead, you get:
- Lower out-of-pocket risk — predictable copays, smaller deductibles, and protection against runaway bills.
- Freedom to choose providers — access to the nation’s largest independent PPO network (700,000+ providers).
- Preventive care included — annual checkups, screenings, and vaccines covered at no cost.
- Fair, upfront pricing — PPO providers agree to accept the plan’s rates, so you don’t get balance-billed above “usual and customary” charges.
- Real coverage when it matters — from ER visits to hospital stays, your PPO plan kicks in without leaving you exposed.
Evolve’s PPO plans are designed to give you real protection you can count on — without the nasty surprises that come with non-PPO or cut-rate coverage.
Want to see more of the find print on
PPO vs non-PPO coverage?
GET COVERED
Enroll in one of our plans and get covered under our own trustworthy PPO network